The Pitti Group Wealth Management
Cortland Line Company

401(k) plan portal

Your retirement
starts here.

Access plan resources, watch advisor videos, and enroll in your 401(k) — all in one place. Managed through American Funds (RecordkeeperDirect) with The Pitti Group as your investment advisor.

American Funds Plan provider
4 Advisors
6 Video resources
6 Education topics

New to the plan? Here's how to get started.

1

Enroll through American Funds

Visit capitalgroup.com/retirement/participant or call (800) 421-4120 to create your account and join the plan.

2

Choose your contribution

Decide what percentage of your paycheck to contribute. Even 1% makes a difference — use the calculator below.

3

Pick your investments

Select how your contributions are invested. Watch the advisor videos for guidance, or contact Salvatore Pitti.

Reach out anytime

Plan investment advisors

The Pitti Group Wealth Management

Salvatore Pitti, CFP®, CRPS™, AIF®

s.pitti@thepittigroup.com

(585) 337-4000

Matthew Pitti, AIF®

m.pitti@thepittigroup.com

(585) 337-4000

Anthony Pitti, CDFA®, CRPS™

a.pitti@thepittigroup.com

(585) 337-4000

Sean Hantes

s.hantes@thepittigroup.com

(585) 337-4000

Plan administrator

John Wilson

Attn: John Wilson

Cortland Line Holding LLC

Cortland Line Company
jwilson@cortlandline.com

3736 Kellogg Rd, Cortland, NY 13045

(607) 756-2851

Account access / enroll

American Funds RecordkeeperDirect

Retirement plan provider

American Funds RecordkeeperDirect
Click any video to watch

Retirement planning starts now

AP Anthony Pitti

Watch video →

Crypto: invest without buying coins

MP Matthew Pitti

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Rebalance your retirement accounts

AP Anthony Pitti

Watch video →

Contributions to IRAs

AP Anthony Pitti

Watch video →

What to know when inheriting an IRA

AP Anthony Pitti

Watch video →

Investment insights video

MP Matthew Pitti

Watch video →
Build your retirement knowledge
01
Contributions

Roth or traditional contributions

Which one is right for you? Learn the key differences and how each impacts your tax situation.

Watch video →
02
Savings

The impact of a 1% contribution increase

A small change today can mean thousands more at retirement. See how it adds up.

Watch video →
03
Planning

How to save $1 million for retirement

Understand exactly how much you need to contribute each month to hit your goal.

Watch video →
04
Job change

Rollover options

Changing jobs? Know your options for rolling over your retirement savings without penalties.

Watch video →
05
Catch-up

Age 60–63 catch-up contributions

Near retirement? Take advantage of higher contribution limits available between ages 60 and 63.

Watch video →
06
Beneficiaries

Beneficiary designations

Make sure the right people receive your account. Keep your designations updated.

Watch video →
Cortland Line Company 401(k)

2026 Contribution Limits

$24,500

2026 base employee deferral limit

Age 49 & under $24,500
Ages 50–59 & 64 (catch-up) $32,500
Ages 60–63 (super catch-up) $35,750

Employer Match

None

Cortland Line Company does not currently offer an employer match

Match formula Not offered
Your contributions 100% employee-funded
Questions? Ask John Wilson

Vesting Schedule

N/A

Vesting applies to employer contributions, which Cortland Line Company does not currently offer

Your own contributions Always 100% yours
Employer contributions None to vest
Questions? Ask John Wilson
Managed through American Funds (RecordkeeperDirect)
Fund name Category Ticker Expense ratio
Capital Preservation & Bonds
American Funds® U.S. Government Money Market Fund - R-6Capital PreservationRAFXX0.30%
The Bond Fund of America® - R-6BondRBFGX0.23%
Capital World Bond Fund® - R-6BondRCWGX0.48%
Short-Term Bond Fund of America® - R-6BondRMMGX0.29%
U.S. Government Securities Fund® - R-6BondRGVGX0.25%
Target Date (American Funds)
American Funds 2010 Target Date Retirement Income Fund® - R-6Retirement Target DateRFTTX0.28%
American Funds 2015 Target Date Retirement Income Fund® - R-6Retirement Target DateRFJTX0.30%
American Funds 2020 Target Date Retirement Income Fund® - R-6Retirement Target DateRRCTX0.30%
American Funds 2025 Target Date Retirement Income Fund® - R-6Retirement Target DateRFDTX0.31%
American Funds 2030 Target Date Retirement Fund® - R-6Retirement Target DateRFETX0.33%
American Funds 2035 Target Date Retirement Fund® - R-6Retirement Target DateRFFTX0.34%
American Funds 2040 Target Date Retirement Fund® - R-6Retirement Target DateRFGTX0.36%
American Funds 2045 Target Date Retirement Fund® - R-6Retirement Target DateRFHTX0.37%
American Funds 2050 Target Date Retirement Fund® - R-6Retirement Target DateRFITX0.37%
American Funds 2055 Target Date Retirement Fund® - R-6Retirement Target DateRFKTX0.38%
American Funds 2060 Target Date Retirement Fund® - R-6Retirement Target DateRFUTX0.39%
American Funds® 2065 Target Date Retirement Fund - R-6Retirement Target DateRFVTX0.39%
American Funds® 2070 Target Date Retirement Fund - R-6Retirement Target DateRFBFX0.39%
Balanced & Equity-Income
American Funds® Global Balanced Fund - R-6BalancedRGBGX0.47%
The Income Fund of America® - R-6Equity-IncomeRIDGX0.26%
Growth-and-Income
American Funds® Developing World Growth and Income Fund - R-6Growth-and-IncomeRDWGX0.78%
American Mutual Fund® - R-6Growth-and-IncomeRMFGX0.27%
Capital World Growth and Income Fund® - R-6Growth-and-IncomeRWIGX0.41%
The Investment Company of America® - R-6Growth-and-IncomeRICGX0.27%
Washington Mutual Investors Fund - R-6Growth-and-IncomeRWMGX0.26%
Growth
AMCAP Fund® - R-6GrowthRAFGX0.33%
EUPAC Fund™ - R-6GrowthRERGX0.47%
The Growth Fund of America® - R-6GrowthRGAGX0.29%
The New Economy Fund® - R-6GrowthRNGGX0.40%
New World Fund® - R-6GrowthRNWGX0.57%
SMALLCAP World Fund® - R-6GrowthRLLGX0.65%

Source: American Funds (Capital Group RecordkeeperDirect), Cortland Line Company 401(k), June 30, 2026. Returns shown are trailing period total returns. Past performance is not a guarantee of future results.

Download fund performance summary (PDF)
Estimate your retirement balance

How much will you have at retirement?

Adjust the sliders to see how your contributions grow over time.

Annual salary $60,000
Contribution rate 6%
Current age 35
Employer match 0%
Expected annual return 7%

Estimated balance at age 65

$0

Based on your inputs

Your contributions $0
Employer match $0
Investment growth $0
Monthly contribution $0

This calculator provides estimates for educational purposes only. Actual results will vary. Consult your financial advisor for personalized guidance.

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